I do not agree with your sentiment.
The various grants and loans available are not that accessible for all.
I am not aware of a club/organisation where I live that fulfil those criteria.We'll prioritise organisations whose work does one or more of the following:
Delivers activity in disadvantaged areas, including areas of rural deprivation
Works with one or more of the following groups: women and girls, disabled people, lower socio-economic groups, Black, Asian and minority ethnic groups (BAME), LGBT+, older people, or those with long term health conditions
Organisations that are maintaining an element of self-employed workforce not covered by other funding.